Overview
Intraday matching enables real-time processing of bank transactions throughout the day, eliminating the need to wait for next-day BAI2 files to post your payments. This keeps your cash position constantly up to date and allows you to match and apply payments as they arrive, rather than playing catch-up. This is especially critical during month-end close periods or high-volume payment days when staying on top of incoming cash is essential.
By applying cash throughout the day rather than in one batch the following day, cash application teams can:
Spread workload more evenly across the day
Focus on easy-to-match payments as they arrive
Dedicate more time to complex exceptions
Reduce end-of-day processing bottlenecks
How Intraday Matching Works
Intraday files and next-day files can now coexist without risk of duplicative payments despite the same payment information appearing in both files.
Intraday matching supports multiple bank file formats:
BAI2_INTRADAY files
CAMT52 (foreign transactions)
CAMT53
Essentially when an intraday file is imported into Tesorio, the payments will appear under the Unposted Payments tab to apply via cash app as normal.
Then, when your next day file imports (presumably the next day), Tesorio will automatically attempt to match next day payments to the ones from the Intraday file and archive any payments from the next day file that have a high enough confidence rate. Anything with a low confidence rate, you will need to review in order to archive.
Intraday Matching Actions
Once your next day file uploads, matches to the Intraday file will appear on the Customer Payments workspace under the Intraday Review tab.
There are three sections of this tab:
To Review: These are matches with a low to medium confidence rate that need human review.
Orphaned / Unmatched Intraday: These are those low matches that were left in “To Review” for 3 days or longer. When reviewing matches, you can expand each to get more information from the file by clicking on the carrot associated with each transaction. You can also view the transaction in Tesorio or resolve/archive it.
Matched and Archived: These are transactions that have a high level of confidence and were thus matched and archived. You can always unmatch and unarchive.
Filter by Bank Account
You can also narrow down the transactions relevant to a specific bank account by selecting the relevant account from the dropdown.
